Does your family know your preferences for end-of-life care in case of emergency? Are you sure? If you haven’t created an Advance Healthcare Directive or spoken to your loved ones specifically about this issue, then chances are they don’t know your wishes, no matter how close you believe you are.

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Chapter 13 bankruptcy is a three to five year debt repayment plan. It is a short term fix to ensure long term prosperity. When you emerge from Chapter 13 bankruptcy you will be in a better financial position. However, neither your attorney, nor the bankruptcy court, nor the bankruptcy process can produce miracles. The lion’s share of the responsibility for change and long term success is on you. If you and your family follow the ten directions listed below, you will be on the path to recovery and financial health.

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